By signing below, I hereby authorize NYDAN LENDING GROUP to verify my past and present employment, earnings records, bank accounts, stock holdings, and any other asset balances needed to process my application. It is understood that a photocopy of this document shall also serve as an authorization to provide the information requested. The information obtained is only to be used in the processing of my Ioan application. Programs, rates and conditions are subject to change without notice. We do business in accordance with Federal Fair Lending Laws. Equal Housing Lender